THE 7 BABY STEPS

What Are the Baby Steps?
Dave Ramsey's 7 Baby Steps will show you how to save for emergencies, pay off all your debt for good, and build wealth. It’s not a fairy tale. It works every single time!

·  BABY STEP 1
Save $1,000 for your starter emergency fund.

·  BABY STEP 2
Pay off all debt (except the house) using the debt snowball.

·  BABY STEP 3
Save 3–6 months of expenses in a fully funded emergency fund.

·  BABY STEP 4
Invest 15% of your household income in retirement.

·  BABY STEP 5
Save for your children’s college fund.

·  BABY STEP 6
Pay off your home early.

·  BABY STEP 7
Build wealth and give.

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What my clients are saying  

I was very pleased in how she took time to explain things to me . Gave me very helpful ideas in how to improve on things inside and outside. Had put the for sale sign up in the afternoon and already had someone to see my house the next day and they bought it . How impressive is that !

 

~ Home Clients

Mari was very thorough and persistent when it came to the sell of our home. Her willing to go above and beyond was amazing. Would use her again and recommend her to everyone we know!

 

~ Happy Clients

Everything you read about Mari in her profile is absolutely true. Her professionalism, knowledge of the industry, her energy, and responsiveness make working with her an absolute pleasure. I had no idea the difference the right realtor can make in ones home buying experience. Working with Mari made our experience hassle free as she worked with the builder to work out the issues that arose during construction. I strongly recommend Mari to anyone looking to settle into the San Antonio area.

 

~ Home Clients

I am so thankful to have had the support and guidance of Mari Tello, when purchasing my home! She was always readily available to answer my questions and advocated in my best interest every step of the way.

 

~ Home Clients

Mari went above and beyond for us in our home search and purchase. From a farm search to us ending up with a downtown renovated bungalow, she was with us every step of the way. Always available with answers to our millions of questions, always professional and kind through every step. I will recommend her to everyone I meet! Fantastic experience!

 

~ Happy Clients

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